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Mortgage Calculator

Estimate your monthly mortgage payment from home price, down payment, rate, and term — including taxes, insurance, and a full breakdown.

Loan details

Drag the sliders — every number updates instantly.

$400,000
20% · $80,000
6.5%
30 yrs
1.1%/yr
$200/mo
Estimate only — excludes PMI, closing costs, and lender-specific fees. Confirm exact figures with your lender.
Estimated monthly payment
$2,847
Principal, interest, tax, insurance & HOA
78%P&I
Loan amount$320,000
Total interest paid$408,530
Total cost of loan$728,530

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